All rights reserved. | Disclosures | CA Insurance Lic. #0686278 | M. Todd Petersen is a registered representative and investment adviser representative with and offers securities and advisory services through Commonwealth Financial Network®, member FINRA/SIPC, a Registered Investment Adviser. Windsor Alliance members are sponsors of Petersen on Money and provide information through paid advertising, radio interviews, printed materials, seminars, web sites, and outside news sources. Each member is solely responsible for the information he or she provides and its completeness and accuracy is not independently verified. Its inclusion does not imply an endorsement from other Windsor Alliance members or their affiliated companies. Communications regarding investment products and services is strictly intended for individuals residing in the states of AK, CA, CO, FL, MN, NC, NM, NV, and OR . No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements.